Access to Justice
I am a paralegal, not a lawyer. The BC Law Society has a monopoly on the practice of law, which excludes me; so nothing in sunridgecoquitlam.blogspot.ca or any of my other strata blogs, including this one, should be taken as legal advice.
That is what is promised by the powerful and elite - to the powerful and elite. It is not what the courts, tribunals, or the RCMP deliver to the less fortunate.
With respect to privilege, the striking disparity between those who ARE and those who are NOT in jail is evidence of disrepute in the administration of justice. Further examples are apparent in questionable decisions by the CRT, especially its assaults on victims of major perils the SPA promises insurance against and damage and loss that strata corporations are responsible for.
Such cases have the effect of changing what is plain in statute to something that nobody can rely on for anything other than churning out predictable legal fees and strife.
The CRT perversely thwarting the SPA with such decisions acts to cloud Garth Cambrey's responsibility for a long history of misconduct in insurance matters; see https://cambreymgmt.blogspot.com/ and my Featured Post "Correspondence - Requests for Repairs" at the top right of it.
Shamefully, vice chairs of the Civil Resolution Tribunal are acting to change the Constitution of Canada into legal fiction; claiming to respect a strata council's democratic right to govern but Charter protection is not applicable or binding when it comes to administration of the SPA or CRTA; see K.M. v. The Owners, Strata Plan ABC XXXX, 2018 BCCRT 29 and Parnell v. The Owners, Strata Plan VR 2451, 2018 BCCRT 7.
Depriving strata owners of Charter protection is inexplicable given the fact that the SPA expressly gives strata corporations the role of governance, and the Supreme Court of Canada has long confirmed that administrative tribunals are subject to the Charter in exercising their statutory powers; see Slaight Communications Inc. v. Davidson, [1989] 1 S.C.R. 1038 at paras. 5 and 41 to 48.
The following examples show how constitutional inequity in strata governance is inconsistent with a host of authorities.
Since the Canadian Charter applies to provincial legislatures and governments, it must, also apply to entities upon which they confer governmental powers within their authority; see Godbout v. Longueuil (City), 1997 CanLII 335 (SCC), [1997] 3 S.C.R. 844.
Ensuring that ordinary citizens have access to the justice system is implicit in the Charter and flows from the rule of law and equality rights under s. 15; see British Columbia (Minister of Forests) v. Okanagan Indian Band, [2003] 3 SCR 371.
When it comes to equal protection under the law in BC, contradictory positions are particularly noteworthy in regard to protection of lawyers, compared to protection of strata owners. Another example of this is the 7 Charter challenge to read down Canada’s money laundering Act to exclude lawyers, on the one hand; see Canada (Attorney General) v. Federation of Law Societies of Canada, [2015] 1 SCR 401, 2015 SCC 7, and, on the other hand, the contrasting treatment of strata owners in the perverse decision that strata governance is not subject to Charter scrutiny.
Plato found that the highest reach of injustice is to be deemed just when you are not.
I was glad to see the CRT start operation in 2016, and I hoped that it would improve access to justice and provide owners with equal protection before the law. In many cases it has done so. Having said that, I am becoming increasingly concerned that in other cases the CRT is actually going in a different, significantly damaging direction.
I hate to say it, but a review of strata cases heard by CRT members in the tribunal’s first 2 years highlights pressing concerns about the effectiveness, credibility, and public confidence in a system that is far more accessible than court, but is making a mockery of BC's Strata Property Act ("SPA") in too many cases. Decisions that perpetuate oppression and raise questions of law remain standing due to prohibitive appeal costs. All of which reinforces systemic barriers that suppress the remedy, advance the mischief, and obstruct access to justice.
Lax enforcement of the SPA and strata bylaws, thwarting equal protection under the law by deferring to stratas, unjustly balancing competing interests instead of enforcing plain language law, and lack of compensation to make victims whole from foreseeable damage all act together to encourage rather than deter persistent misconduct in the strata agency industry. Legal fiction mocks the SPA and contributes to a spinning wheel of frustration, nuisance, waste and perpetual injustice.
allowing failure to provide s36 copies, removal of 28 trees without permit contrary to covenant with no ¾ vote under s.71; saying no particular tree removal or bylaw breach was unfair; see Maguire v. The Owners, Strata Plan VIS5830, 2017 BCCRT
allowing a strata to charge common expenses to a strata lot account and offload insurance deductibles without having to first bear the burden of proving responsibility in a court of due process as required by the SPA; see Zhang v The Owners, Strata Plan BCS 1039, 2017 BCCRT 56
dismissing a s36 claim for copies on the inexplicable grounds that strata management contracts for the 2010 to 2017 time period do not exist; see Cunningham et al v. The Owners, Strata Plan K 418, 2018 BCCRT 517.
Those at the top are creating perverse precedents, with immunity against foreseeable harm to those below. Insidious strata strife is flowing from the top down, and this should change.
on February 9th the CRT set out a well reasoned analysis that found retroactive strata fees contrary to the SPA; see The Owners, Strata Plan NW 2729 v. Haddow et al, 2018 BCCRT 37; the problem is that on September 20th the Supreme Court allowed retroactive strata fees based on the judge's misconception that an “owner’s strata fee obligation does not arise until it is approved at the AGM.” The resultant case law conflicts with the SPA; eg. ss. 40, 47, 59, 99, 103, 104, 107, 116, and 121, and s.17.9 of the Regulations, and most specifically s.104, not to mention standard bylaws; see 625536 B.C. Ltd. v The Owners, Strata Plan LMS4385, 2018 BCSC 1637.
A few other examples of decisions that can be seen as morally or legally questionable include:
removal of a long existing shed 6 weeks after the applicant made approved repairs is not significantly unfair; the change in use and appearance of the common property only affects the applicant and is visible only to owners, not the public, so it is not significant, and past practice ignores s.71 and s.76, so a ¾ vote is not required; see Gibson v. The Owners, Strata Plan NW 1076, 2018 BCCRT 583
transferring statutory responsibilities to 3rd parties and requiring owners to pay to repair damage the strata is responsible for; see Tam v. The Owners, Strata Plan BCS 282, 2017 BCCRT 93
encouraging costly oppression by applying ambiguous bylaws prohibiting pets other than "one or more of" one dog and/or one cat or two dogs or two cats unreasonably perpetuating foreseeable misunderstanding of "more", or pets other than cats and dogs, instead of applying the strata's standard bylaws governing nuisance in plain language; see The Owners, Strata Plan EPS 2526 v. Allen, 2018 BCCRT 520
Questions of fact and law set out above are just a few in a growing number of examples of how administration that defeats the SPA has a direct and enduring detrimental impact on the lives of strata owners throughout British Columbia. In cases like Gibson and others unlawful conduct has become so normalized that it is perpetuated by adjudicators as an acceptable standard that spreads like an infection throughout the strata agency industry. All of which brings the administration of justice into disrepute and wrecks havoc on society.
finding that Exclusive Use Agmts that give deep water slips in a marina to 58%, with no reasonable chance of wait lists assigning exclusive use of common property annually, is not unfair to minority, and the automatic renewal bylaw is valid and not in conflict with s76; see Clark v. The Owners, Strata KAS 2053, 2018 BCCRT 629
The world is watching.
In perpetuating legal fiction the CRT is displacing reasonably plain language with distorted interpretations of the SPA that are anything but just or predictable. This is particularly apparent in cases dealing with strata insurance or bylaws that conflict with the SPA.
Take for example the decision it made on August 28, 2018 in Bowles v. The Owners, Strata Plan NW 227, 2018 BCCRT 484.
On October 13, 2016, a copper pipe within the strata lot of the applicant (owner) caused significant water damage to the applicant’s strata lot. The owner asked the CRT for orders that she is not responsible to pay the strata’s insurance deductible and that the strata remove the $10,000 charge from her account.
There was no issue regarding the cause of the damage, or that the repairs were covered by the strata’s insurance policy with a $10,000 deductible. It is also undisputed that section 158(2) of the Strata Property Act (SPA) provides for recovery of the strata’s insurance deductible where an owner is “responsible” for the damage.
The owner admits the loss resulted from a pipe wholly within the owner’s strata that was original to the building, but she says that the strata’s bylaws require an owner to be negligent for the strata to charge an insurance deductible back to an owner.
The applicable bylaws are:
3.1 An Owner must repair and maintain the owner’s strata lot, except for repair and maintenance that is the responsibility of the strata corporation under these bylaws.
4.4 An owner shall indemnify and save harmless the strata corporation from the expense of any maintenance, repair or replacement rendered necessary to the common property, limited common property, common assets, or to any strata lot by the owner’s act or omission…
Of note, amendments to bylaw 4.4 in 2014 removed the terms “negligence or carelessness” to determine whether an owner was responsible for a deductible.
Here the owner sued the strata, but it was undisputed that the owner was solely responsible for the damage, and in the whole of the circumstances proof of that is all that s.158 requires for recovery of the strata's insurance deductible.
Owners of single detached homes are "responsible" for damage to their own property unless the damage was caused by someone else, and that makes sense. It is unreasonable for a strata owner to offload repair costs for their own property onto those not responsible for the damage; which is, to me, the obvious reason for the bylaw cited in this case as 3.1.
Any property owner, whether in a traditional neighbourhood or a strata, is liable under the law of nuisance or negligence to compensate for damage caused to others by the owner's act or omission, which is, to me, the purpose of the bylaw cited above as 4.4.
Bylaw 4.4 does not does prohibit the strata from seeking recovery of the insurance deductible, to the contrary, it makes it mandatory when damage is caused by the owner's act or omission. The fact that the strata deliberately deleted the word "negligent" from its bylaw, makes it particularly unreasonable for the CRT to squash the strata's s.158 discretion and displace the SPA's statutory term "responsible" with the word "negligent." Under s. 121 a bylaw is invalid to the extent that it contradicts the SPA, and to enforce an invalid bylaw is unlawful. The SPA is paramount to the bylaws, and it is undisputed that the owner was responsible under s.158. The owner was not liable under bylaw 4, she was liable under s.158. The CRT's contrary decision is yet another example of injustice in a growing string of cases wrongly decided.
Under s.158 all forms of responsibility, from inadvertent to negligent, must be determined by a court or the CRT, not by the strata. The logic behind requiring the due process of court to determine responsibility is that it is obviously oppressive and an inherent conflict for a strata corporation to offload onto an innocent owner damage that the strata or others are responsible for.
The problem is tribunal adjudicators are held out to be experts in strata law, but there is no guarantee that they will act lawfully or be legally trained. The result is this wildly swinging pendulum of bizarre legal fiction and crazy unfairness. In this case the CRT displaced the SPA with a bylaw to transfer a financial burden for damage that the owner was solely responsible for onto her neighbours and ordered the strata to remove the charge from the owner's strata lot - all contrary to the owner’s bylaw 3 obligation to repair her own strata lot in reasonable accordance with the responsibilities that normally exist in single detached homes, the strata's s.31 obligation to act in the best interests of the strata corporation and its removal of the word negligence from the bylaws, its statutory discretion under s.158, and the SPA's s.121's prohibition against contradicting governing legislation.
Lawyers have a better chance of success in court, but churning out revolving door litigation is not justice, it's a vexatious nuisance. See http://www.macleans.ca/society/life/condo-hell/
Rather than constraining governing powers within the legal limitations provided by statute the CRT has hired tribunal members who are key sources of a historical abuse of power and allows them to further entrench said abuse throughout BC.
https://www.lexisnexis.ca/pdf/products/LexisNexis_Reference_Card_Administrative_Law.pdf
Worse, when questioned, the CRT holds out as lawyers, adjudicators who are not. On October 10, 2018, Richard Rogers, Executive Director and Registrar of the CRT ignored my request for clarification of the CRT's advice that tribunal member Garth Cambrey was a lawyer, advising that it is not appropriate for parties to contact members of the CRT directly. Accordingly, I am complaining indirectly, as I cannot ignore so many misrepresentations and adverse inferences.
To me, an ounce of prevention is worth a pound of cure.
With respect to the strata agency industry, standards of perfection, and unpaid volunteers, some volunteers make innocent mistakes; but some are masters of subterfuge guided by experienced professionals and deserve to imprisoned for criminal activity, including, but not limited to vandalism of property and personal assault. Even if the majority are honest, it only takes one rogue in a key position to poison the whole system. This needs to be recognized, not swept under the carpet.
If justice is to be served paid professionals, including but not limited to lawyers, police, judges, and other officers of the court, need to act within the law and stop perpetuating legal fiction.
Owners who win cases before the tribunal without any penalty provision for unlawful acts or compensation to make them whole again win hollow victories that do nothing to deter persistent misconduct by members of strata management teams.
Garth Cambrey, vice chair of the CRT, concerns me more than most, particularly in regard to repairs, maintenance, and insurance issues.
Please correct me if I am wrong, but now the same Garth Cambrey is tampering with the SPA, churning up problems in an even more shocking venue in his position as vice chair of the CRT.
Like other strata agents, and Tony Gioventu of CHOA, when it comes to the law, Garth Cambrey is in my opinion dangerously incompetent, if not corrupt, and he should not be acting unlawfully or practicing law without a license as he is.
Although I have no professional experience in strata law, I cannot help but be concerned about two CRT decisions made by Mr. Cambrey that I have recently taken notice of.
In the first, Zhang v The Owners, Strata Plan BCS 1039, 2017 BCCRT 56, the owner applied to the CRT to have a $5,000 charge removed from their strata lot account. The strata’s response was that the owner is responsible to pay the strata’s $5,000 insurance deductible.
I have no problem with an owner paying the deductible for damage that is proven to be his responsibility, but I have a huge problem when the new tribunal tortures the SPA’s clear and simple requirements into convoluted contradictions that allow rogue strata agents to act in contravention.
Under the law, RESPONSIBLE OR NOT, THE OWNER IN THIS CASE IS RIGHT. Without a court order a strata agent has no right to charge a common expense to a strata lot account. Under the law, the strata has the burden of proof, and determination of responsibility is within the jurisdiction of the court, not some strata agent. In allowing preemptive misconduct to stand without consequence Mr. Cambrey failed to apply principles of law and fairness.
Under s.158 an insurance deductible is a s.1common expense which the strata is responsible to pay with s.99 strata fees. If a strata wants to recover an insurance deductible from an owner, s.158 requires it to bring the matter before the court to prove that the owner is responsible for the damage. No bylaw or strata agent can oust the jurisdiction of the court; under s.121 a bylaw is not enforceable to the extent that it contravenes the SPA. Allowing a strata manager to charge a deductible to a strata lot before a court determines responsibility forces the owner to bring the matter before the court to defend themselves. This reverses the burden so it is the opposite of s.158. What Mr. Cambrey is doing far too often is "CONTRARY TO THE INTENT OF THE SPA" to quote his own words in The Owners, Strata Plan NW 2729 v. Haddow et al, 2018 BCCRT 37.
The fact that the strata agent charged a common expense to an owner in breach of SPA, without first bringing the matter before the court for due process, is obvious and undisputed. That breach of law is what forced the owner to seek corrective action to constrain governing powers within their legal bounds and enforce the legal limitations provided by statute.
The CRT permitting said breach is damaging to strata owners as a betrayal of law and people's trust.
Boundaries not shown on the strata plan are set out in s.68 of SPA as midway between the surface of the structural portion of the wall, floor, or ceiling that faces the strata lot and the surface of the structural portion of the wall, floor, or ceiling that faces the other strata lot. That may apply if the boundary between stacked strata lots are not shown on the strata plan, but it does not make the common property in walls that form boundaries that are shown on the strata plan (such as the wall in the picture below, which is beside the next unit and below the one above) disappear.
If arguing double stud construction of a wall shown on the strata plan could make a wall or boundary disappear from the strata plan, or change a wall holding up the roof or strata lot above from common property into the form of a livable "strata lot," the results would be ludicrous.
For example, pictured below is a repeatedly sinking) concrete foundation wall and double wall construction, both common property intruding into my strata lot. The foundation holds up Unit 510 above me and the roof above both of us, and the reason for the double wall construction is it supports the roof and contains the bathtub and shower plumbing and support for both my Unit 409 and Unit 510 above me. Like so many CRT cases that fly in the face of common sense and distort or appear to be willfully blind to fundamental facts and law, the Zhang decision victimizes owners and gives a hostile strata agent the power to claim that I am responsible for repairing any damage - contrary to fairness, justice, good faith, and reason. Deference to the strata prevails over equal protection under the law, or even ordinary common sense. Plain language law is manipulated into ludicrous perversions.
Strata agents, law firms, lawyers, courts, and tribunals that encourage stratas to shirk plain language responsibilities by coming up with utter nonsense, or convoluted perversions of mandatory laws, are a big part of attracting and keeping manipulative people in a business plagued with corruption arising out of inherent conflicts of interest.
I think that gathering sociological evidence would show how the general economy, as well as human relationships, would be better off without that in BC.
Boundaries and common property are defined in the SPA for good reasons. One is to curb injustice, as is further shown is in the photo below, where Garth Cambrey charged the cost of repairs to our upstairs neighbour, even though the damaged pipes were clearly within the floor or ceiling that forms a boundary between our two strata lots, and our neighbours could not do the repair themselves without unreasonable cost or trespassing into our unit, if it was even possible to do it themselves at all.
In the administration of justice, what needs to change is not the boundaries between strata lots, or the definition of common property, or the Strata Property Act; it is acting to pervert them in ways that churn up significant unfairness. The CRT must stop such nuisance, PLEASE, do not keep perpetuating it!
With respect to accountability, Mr. Cambrey did not consider material questions of law, such as:
- Is compliance with minimum protections mandated by SPA discretionary, or obligatory?
- Did the strata manager apply a charge to the owner’s strata lot in violation of a mandatory SPA requirement that must be enforced effectively enough to make the law predictable enough to serve its purpose?
- Is the tribunal's purpose to remedy misrepresentations and violations of SPA, or encourage them?
- Does s.158 provide for effective CRT determinations and remedies in compliance with SPA?
- How do charges to strata lots for insurance deductible made prior to a tribunal decision on responsibility for the damage comply with s.158?
- Does delay for a year or more of repairs mandated by SPA, from February 2016 to February or March 2017, create unlawful nuisance to an owner?
- Should the tribunal condone the practice of law without a license in violation of the Legal Professions Act by strata agents, including plumbers, or resolve that stratas have a right to rely on that?
- How can a section of leaking pipe located within the wall cavity between the boundary of units 2 and 3 not be common property?
- How can double stud construction of a wall that forms a boundary between a strata lot and another strata lot or common property overtake the SPA definitions of common property and strata lot boundaries or the strata's statutory responsibility for repairs?
- Is the CRT twice finding that the pipe was within the wall cavity between units a ground to appeal errors of law? If so, why is Garth Cambrey churning up vexatious litigation?
- Does the CRT consider appeals to be economical and quick, or within the reasonable means of most strata owners?
- If the tribunal is supposed to give effect to the SPA, why did it dismiss the owner's application when the strata manager had so clearly charged $5,000 to the owner’s strata lot contrary to SPA requirements?
- Did Garth Cambrey intend to add further insult to injury by answering no to the question should the owner be reimbursed for expenses paid to Canada Post for providing a copy of the dispute notice to the respondent?
- Do decisions like this give owners and stratas any reasonable expectation that mandatory SPA requirements can be relied on for the purpose for which they are intended, at home or in court?
Instead of deferring to the strata's misconduct, the tribunal could have quickly and easily ordered the strata to reimburse or remove from the owner’s strata lot the $5,000 wrongfully charged by the strata agent and require the strata to apply for payment and prove responsibility in compliance with the SPA. Instead it insulted law abiding owners and created a burdensome can of worms for all of us to struggle against in future.
The tribunal has the power to properly award payment of the deductible when a strata bothers to bring the matter before the tribunal in accordance with the SPA. That is not hard to do, but this strata didn't bother. And with CRT decisions like this, other strata corporations probably won’t bother to in future either.
The Zhang judgment is a widely published decision which has been cited by 2 documents on CanLII in the first 4 months, and it can (and probably will) be cited by stratas province wide like gangbusters because it effectively reverses both the onus and burden set out in SPA, unfairly transferring them from strata to owner.
I think that abuse would be reduced throughout the strata management industry, strata insurance deductibles might return to more reasonable levels, repairs of damage from major perils would more likely be completed, negotiations would be more honest and meaningful, peaceful enjoyment would be far less disturbed, and the only significant loss might be to those who profit from SPA violations at the expense of others.
As it is, I feel sorry for Xiang Xian Zhang and all the rest of the owners who are, or will be, future victims, as well as any other applicant, including myself, who must bring matters of law before someone like Garth Cambrey.
***************
Tam v. The Owners, Strata Plan BCS 282, 2017 BCCRT 93
(decided on Oct 16, 2017, and cited by one document by Nov 29, 2017)
Analysis by Dianne Bond in January 2018
blocked drain in CP caused unrepaired water damage in SL, SL repair not required in bylaws, contractor advised skipping cleaning that drain, strata not negligent if reasonable, deductible $15,000; can't charge back non-lienable emergency pipe repair
- is an artificial person who can delegate power but cannot transfer council's s.3 responsibilities onto others, including, but not limited to, plumbers, agents, or owners;
- is responsible to maintain and repair common property pipes under s.72;
- caused an owner loss and nuisance contrary to its s.3 duty to act for the benefit of the owners;
- misrepresented the strata's s.4 powers and duties, offloading its burden onto an owner;
- acted unlawfully in multiple ways, contrary to s.31 care and diligence;
- must insure s.149(1) buildings, including strata lots, against major perils, including water damage;
- charged back $955.74 to the strata lot contrary to s. 99 calculations;
- failed to provide a s.34.1 hearing;
- transferred s.158(1) responsibility for its $15,000 insurance deductible to the owner' strata lot unlawfully;
- left an estimated $10,971.64 in damage from a Reg. s.9.1 peril unrepaired instead of completing replacement value repairs; and
- may have failed to report the damage to an insurance adjuster for investigation before the time for a claim under the strata's policy expired.
Based on the material facts, stated evidence, and function of insurance and replacement value repairs, the owner’s claim is legitimate, but the decision of Mr. Cambrey discredits its validity and encourages stratas to act unlawfully.
Mr. Cambrey's ruling in this case is another widely published decision already cited by one document in just over a month, and regardless of whether or not it is overturned and ruled to be unlawful, it can continue to be cited by stratas province wide, forever.
In my opinion, the string of issues that Mr. Cambrey considers relevant, necessary and appropriate effectively cloud over material facts, support oppression, and defeat the fundamental principles of insurance, law, and best interests. Once again, it seems like the CRT is using its power in ways that pervert the law to favour stratas, or prejudice owners by trampling over their legal rights.
Having made his declaration, Mr. Cambrey cites case law, none of which says that a strata is "not an insurer" (See Kayne v. LMS 2374, 2013 BCSC 51 (CanLII), John Campbell Law Corp v. Strata Plan 1350, 2001 BCSC 1342 (CanLII), and Wright v. Strata Plan No. 205, 1996 CanLII 2460 (BC SC), 1996 CanLII 2460, aff’d 1998 CanLII 5823 (BC CA), 1998 CanLII 5823 (BCCA)). The Campbell case says a strata should not be put in the position of acting as an insurer "by default" as opposed to "by statute, or by collecting money for insurance premiums that owners are strictly liable to pay as a result of statutory duty".
Contrary to a correspondingly strict statutory duty on the part of the strata and the "all in it together" principle Mr. Cambrey twisted the SPA around, and perversely held the innocent victim responsible to repair water damage that the strata was responsible for causing, thereby promoting oppression and ever increasing nuisance in strata corporations throughout BC.
Mr. Cambrey did so by shifting focus away from the fundamental fact that water damage to a strata lot is a major peril covered by the strata’s insurance policy, artfully discussing all kinds of matters that have little, if any, material relevance; saying for example, that the burden to prove negligence falls on the strata lot owner, bylaws must be considered, cost of repairs are non-lienable, the strata is entitled to rely on its agents and is not held to a standard of perfection or obligated to reimburse expenses an owner is responsible for.
The only point that I can see in Mr. Cambrey focusing attention on issues that are immaterial to the strata’s fundamental insurance obligation is to support the contention that his fellow strata agents can charge deductibles to owners without bringing the matter before the court, and that strata councils are not responsible for the negligence or mistakes of their agents. Sweet. That really works for everybody except for owners and the law.
Further, no matter how high the strata sets the deductible, that is secondary; the peril is still covered for replacement value repair. The principle of pooled risk is inconsistent with offloading high deductibles or shirking replacement value repairs.
The stated facts in the Tam case make it reasonable to conclude that the $10,971.64 estimate was to complete repairs of damage to the strata lot that the strata was required to insure. A deductible is secondary to a reported loss that allows an insurance investigator to assess the estimated cost of, and ensure completion of, replacement value repairs.
Under the policy, the loss must be reported to the insurer in order to trigger the deductible, which is a common expense. Under the law this is a naturally balanced discretionary amount, which can be offset only when the strata proves in court that an owner is responsible for the repair, at which point, the owner must prove that the strata has all the responsibility of a natural person for the damage/insurance/conduct of its agents and must in turn compensate the owner for the loss.
Otherwise, when the deductible is high enough and the strata’s estimate of repair costs is low enough, and strata agents are granted chargeback powers - then due process, the ordinary responsibilities of a natural person, and the whole purpose of insurance and replacement value repairs in general are in jeopardy, if not totally defeated.
It is not surprising that strata lawyers, agents, and councils who can benefit directly or indirectly by avoiding the fairest most practical and reasonable approach under the law. In the case of insurance issues that is, of course, to be "all in it together" as a strata. What is surprising is that the CRT is supporting the source of the problem and perpetuating it, rather than take remedial action and sanction Garth Cambrey.
The CRT allows strata corporations to bring matters before the tribunal where "principles of law" can be applied accessibly, quickly, economically, informally, and flexibly. In contrast, Mr. Cambrey's decision appears to arbitrarily offload statutory obligations of strata corporations onto individual owners, perversely defeating in large part the purpose of requiring that stratas insure property on the basis of full replacement value and bring deductible issues before the court.
The CRT says that Mr. Cambrey has over 30 years’ experience in BC’s real estate industry including owning a property management firm for 20 years and serving on the Real Estate Council for 5 years. It a nutshell, he would be far more likely to know and understand the Strata Property Act than a person like me, working at home, in isolation, would be.
In fact, Stratawest, owned by Garth Cambrey, was our strata agent/manager of NW 2671 when:
- requested access to strata records was obstructed, preventing me from seeing Mr. Cambrey's letter advising my neighbour that he saw no reason why not to build extra decking on the common property between our units (significantly changing the use and appearance, unfairly destroying valuable landscaping, privacy, and sharing by unit entitlement);
- minutes were tampered with, excluding from my motion to amend the bylaws the words, "to control our present and future landscaping costs and provide protection against erosion of the earth and negative impacts on property values";
- the contract with Stratawest was preemptively signed without the knowledge of council, while I was on council;
- I wrote dozens of letters to Stratawest complaining that water damage to my unit that the council member in charge of insurance was responsible for was left unrepaired; and
- slugs and snails were delivered weekly to my patio and root weevils introduced into the centre of the complex in front of my unit after I complained that Stratawest robbed the landscaping budget to give themselves a raise.
Having expressed some of my concerns about Garth Cambrey and Stratawest, it is important to note that I have seen worse, but not better. A natural selection process based on birds of a feather seems to be at the core of the strata agency industry, and the CRT could change that.
NW 2671 Strata Agents
Year | Agent | Company |
1988-1992 | J.Garth Cambrey | Carriage Management |
Phil Dodds, Robert Brettell (1992) | ||
1992-2003 | J.Garth Cambrey | Stratawest Management* |
Mel Meln (2000-2001) | ||
Wayne Sasaski (2002-2003) | ||
2004-2007 | Joan MacDougall 2004.01.01 | Bayside Property Services Ltd. |
Sorina Timonea 2007.05.23 | ||
2007-2008 | Hanne Andersen 2007.07.10 Manmitt Atwar (2008.02.20) |
Ascent Real Estate Management Corporation** |
2008-2009 | Joan MacDougall 2008.06.01 | Baywest Property Management *** |
Ben Black (2009.01.10-04.30) | ||
2009-2010 | Nini Nestor 2009.05.01 | Teamwork Property Management*** |
2010-2018 | Veronica Ralph (2010.04.01 - died 2017; 2010.09.15 Rita Brown?) | Fraser Property Management**** |
Jolanta Teszka 2012.10.11 |
**Aug-Nov/08 Joan MacDougall allowed the Halford’s $10,000 to be funneled through strata bank account to Al MacLeod
***2009 Al MacLeod changed agents just before AGM to where his girlfriend worked at Teamwork
**** Jolanta Teszka was found not credible by the court 3 months before she deceived RCMP about LCP in 2014
After Mr. Cambrey NW 2671 had 10 changes in strata agents in about 10 years. Apparently, council is happy to settle on Jolanta Teszka, who the Provincial Court found "routinely" not credible and guilty of gross negligence in Said v. Meadow Ridge Classic Realty 2014 BCPC 012.Either that, or they feel stuck in one of those automatic renewal contracts produced by the Strata Property Agents Association of BC for the benefit of strata agents instead of condominium home owners.
On rare occasions Mr. Cambrey does not defer to the strata. In Kazakoff v. The Owners, Strata Plan KAS 880, 2018 BCCRT 12, Mr. Cambrey found an owner exempt from signing an indemnity agreement as replacement of a previously existing patio was a reasonable expectation to remedy significantly unfairness.
Mr. Cambrey found that retroactive strata fees are contrary to the intent of the SPA when a strata refused to accept payments in The Owners, Strata Plan NW 2729 v. Haddow et al, 2018 BCCRT 37, but then the BC Supreme Court decided in 625536 B.C. Ltd. v The Owners, Strata Plan LMS4385, 2018 BCSC 1637 that the proposed budget for the "coming" fiscal year may not only be amended at the AGM, but an "adjustment" to fees for previous months is NOT a retroactive charge (in the most peculiar dictionary of the court.) Pursuant to sections 103-105 a deficit must be eliminated during the "next" fiscal year, but with a 3/4 vote a surplus may reduce contributions. I have highlighted in green what I see as the court's perverse examples of statutory interpretation and legal fiction, both of which undermine the reliability and accuracy of the Form B Information Certificate or Form F Certificate of Payment and churn up foreseeable, easily avoidable, systemic strife.
The biggest problem in strata life is not the SPA, it is twisted and unreasonable administration of it that serves nothing more than creating endless legal disputes. In the age of computers and email it seems trivial for the court to take notice that the SPA requires financial statements be issued twice when the AGM is held prior to the fiscal year end, and in contrast to the court's holding that the SPA does not require strata fees to be equal or monthly, s104 explicitly requires payment of the same "monthly" strata fees until the next budget, and AGMs usually, if not always, vote to approve equal monthly amounts, which bylaws require payment of on the first day of each month. I have never once seen AGM minutes of a vote on an "adjustment" amount incurred due to holding the AGM after the fiscal year end. Bottom line, on the basis of common sense and plain language I disagree with the judge as to the intent of the SPA's clear statutory rules. I think that on this issue Mr. Cambrey got it right.
I can only speculate on his motives, but they could be seen as artifice setting the stage for future chicanery. Shockingly, he says that just because long term grants for exclusive use are "unlawful" does not mean that they did not exist, and having admitted in paragraph 36 that "as shown on the strata plan, stalls 11 and 12 are clearly CP" with "no designation of LCP" he inexplicably says in paragraph 50 that "I decline to order the owner has permanent and exclusive use of her LCP stall as requested by the owner, given the LCP designation can change."
The foreseeable ripple effects of such bizarre contradictions on the administration of justice are profound, and it probably doesn't take much imagination to understand the psychological effect that so deters self represented litigants.
If such errors are examples of the best that Mr. Cambrey can do as the vice chair of the CRT, he should stop acting immediately, before he causes any more damage. Too many bizarre decisions are being made and publicized without correction, with the potential to be cited in future cases, and the CRT should take effective remedial action without delay.
It is important to note that I have reason to believe that the nature of Mr. Cambrey's decisions in insurance matters may have something to do with employing repetition as justification for yet to be completed repairs of water damage from 2003 when our strata management was Stratawest, and the owner responsible for strata insurance flooded my unit when her toilet broke and there was no evidence of insurance being in place.
You can get an idea of the extent of Stratawest's role in the insurance and repair problems at NW 2671 by my letters written at the time if you click on "View my complete profile" below "About Me" near the top of any of my posts and then scroll down to my blog on INSURANCE, WATER DAMAGE, AND STRUCTURAL DEFECTS. That blog shows photos of unrepaired damage to Unit 409 that remains to this day due to indeterminate delay in completion instead of the 3/4 vote not to repair or replace the damaged property that is required under s. 159. Ironically, it is part of on an ongoing series of SPA violations in an application that I made to the CRT based on Mr. Cambrey unfairly offloading nuisance and loss caused and perpetuated when my neighbour unlawfully removed a tree to add extra decking.
As in the Tam case above, the strata left my unit unpaired.
It was left up to me, the injured owner, to get past the barriers to access justice. I could not overcome this disadvantage, and neither could many others, including Tam and Zhang, as just two examples of grounds for appeal that I am seeing on CanLII, which owners obviously cannot manage to pay for.
In contrast to ss. 149 and 158 of SPA, and decision makers earning over $160,000 a year, Garth Cambrey's ruling has the potential to force owners on fixed incomes to live in derelict properties, or to sell their homes just to cover the cost to repair water damage, when the cause of it is the strata's responsibility, and the deductible is supposed to be a common expense.
To consider the economic context behind not only the law, but what "significantly unfair" actually looks like, perhaps CRT members would take a more balanced view of law and reason if they themselves were forced to pay a proportionate equivalent of more than half of their own annual income on insurance deductibles, or whatever it takes to leave the CRT member with not enough money to cover food and shelter after paying for damage that an "all in it together" strata corporation was responsible for causing and repairing.
According to the Winter 2018 Vancouver Chapter edition of the Canadian Condominium Institute newsletter, "the average flood deductible on strata policies is likely $25,000. The average flood claim is more than $30,000, and 70% of strata insurance claims are floods." Such practices seem out of line, and in the interests of insurance companies, or the Institute, rather than the best interests of strata corporations, or owners of strata property. Unless the deductible is a common expense, insurance deductibles that run as high as $25,000 thwart the intended protection for which strata owners are forced to pay premiums, as far as I can see at least.
I reported the flood from Unit 510 to Stratawest and, inexplicably, no insurance investigator ever assessed the damage to Unit 409, completion of repairs was postponed unreasonably - for decades, if not permanently. I was given to understand that due to structural issues the water damage repairs would be completed during an upcoming building envelope project, but that was not what happened.
I was kept in the dark and unable to obtain reliable factual data, or anything confirming that the strata's insurance was in place on July 23, 2003, while the president, secretary, treasurer, and member is charge of insurance (who was also responsible for flooding 409) all resigned, along with Stratawest, leaving the repairs to our unit incomplete.
Just like a paperback crime mystery, the plot thickens.The strata paid (not the insurance) about $25,000 to fully repair a less extensive loss that was contained within Unit 227 just a few days later; and Stratawest, for reasons undisclosed to owners, stopped being the agent for NW 2671 just before the time for an insurance claim expired - after being NW 2671’s agent for 14 years.
Access to Justice
From what I have observed, perpetual strata problems are flowing from plain language law being twisted by the judges, lawyers, managers, and strata presidents who are at the helm, far more than by the members of strata councils or the strata owners who are at the bottom.
I would like this to be recognized and corrected by the CRT. Owners can't do it alone. Believe it or not, I am struggling, at my own peril, to make strata life better; but need adjudicators to help.
Administrative law is a subset of public law. It is said to be concerned with abuse of power, to constrain governmental powers within their legal bounds; to ensure that delegation of authority is subject to legal limitations provided by statute. Shockingly - when it comes to SPA matters - words of law too often do not match actions, no matter how tortured interpretions may be.
The most notable example that I am aware of is Clark Wilson publishing privacy guidelines that clearly contravene s.36 of the SPA, advising strata corporations and others to delete strata records, specifically email, and deny access to legal opinions, perversely claiming that such barratry is not giving legal advice to the unsuspecting victims that the firm charged to receive it.
Now Pat Williams is tampering with the SPA in an inherent and ongoing conflict of interest that churns up strife for the benefit of the legal profession in an even more shocking venue in his position as a tribumal member of the CRT.
Last year, in Maguire v. The Owners, Strata Plan VIS5830, 2017 BCCRT 77, Mr. Williams effectively resolved that removal of 28 trees without permit, contrary to covenant, with no ¾ vote under s.71, and failure to provide s36 copies was allowed. There was no evidence of others supporting the owner, so no particular tree removal or bylaw breach was unfair.
Whether the loss is one tree, or 28, Mr. Williams obviously did not have the same idea of "unfair" as the owner.
This year provides another example in Hales v. The Owners, Strata Plan NW 2924 2018 BCCRT 91,
where Pat Williams resolved that “short term” in s.76’s heading accurately describes a 1-year restriction as well as renewals, and any grant of exclusive use needs a written resolution to renew.
That much was consistent with the SPA, but then Mr. Williams changed plain language into doubletalk and added “unless the initial grant contains automatic annual renewal periods.” That is perverse legal fiction that he seems to have made up himself, noting that “tribunal decisions need not be followed” in future.
He concludes that standard practice in strata management industry does not comply with SPA (which the horror in the above photo of NW 671 proves only too well) so in an extremely bizarre twist he denies the owner relief, saying that it is not appropriate to order the strata to comply with any of the provisions of the SPA, that council can make mistakes, past and future.
The owner in the Hale case claims that the strata repeatedly violated the SPA, specifically, s.34 by failing to hear him, s.36 by failing to provide strata records, and s.76 by granting exclusive use of common property to certain strata lots. In summary, Mr. Williams says that the evidence is extensive, and,
“Except as noted, I have reviewed all of the evidence submitted. I have only commented upon the evidence and submissions as necessary to give context to my reasons.”
The owner requested a hearing to ask the strata to “voluntarily self correct all contravening irregularities” and gave notice that he might record the hearing. When council resolved to “prohibit electronic recording”, the owner said he would not, but he did. (Strike 2 raises credibility issues) “Recordings can be altered and not include the complete proceedings.” This is true, but pitting a gang of witnesses who have been proven to act unlawfully against the owner, who is standing alone, and who are unfairly prohibiting the owner from recording, creates an adverse inference of fundamental oppression and material nondisclosure that Mr. Williams was too blinded by systemic deference to recognize.
With respect to the law, the SPA says:
Having criticized “unnecessary” documentation submitted in evidence as an “inordinate” "extensive" amount, Mr. Williams seems to actually require an inordinate extensive amount of unnecessary documentation from the SPA itself.
He says that subsection 3, “does not state the period must be a maximum of one year.” No, of course it doesn’t; to do so would be redundant when the maximum period is already stated in subsection 1. He says, “the SPA does not state a maximum or minimum period on renewal.” No, of course it doesn’t; to do so would not only be redundant when the maximum period is already stated in subsection 1, but it makes no sense to state a minimum period that could contradict the cancellation provision in subsection 2.
When lawyers like Pat Williams criticize a victim for being less than concise and then take a simple plain langugage concept and twist it into serving perverted special interests, everything becomes more convoluted and burdensome. The SPA is not stating what should be obvious to a reasonable person because otherwise legislation that was originally a couple of dozen pages can morph into 10,000 pages; the Income Tax Act being the best example that I can think of.
The owner addressed the fact that council members are volunteers and may have made an internally-resolvable “mistake” but that council transformed that into an abject defiance of the law. Mr. Williams did not address defiance of the law, unless you count his support of the strata persisting with conduct contrary to s.76 by saying that pursuant to s.3, “the strata is carrying out its mandate” to manage the common property.
Given the fact that Mr. Williams found the strata doing so in violation of the SPA, it is reasonable to reach a common sense conclusion that s.3 does not entitle, nor give the strata any kind of mandate, to act contrary to s.76.
Pat Williams warns that the owner’s submission that previous consent orders for production of records are “suggestive that the strata has a proven proclivity not to comply with its legal mandates” is offensive. (Strike 3 evidence of past history is "offensive") He says that to agree with that submission would make fear of consequences discourage consent orders and be inconsistent with the tribunal’s mandate.
To his credit, for what it is worth, Mr. Williams took notice that Abdoh v. Owners of Strata Plan KAS 2003, 2013 BCSC 817 does say that “short term” in the heading of section 76 accurately described a one year period as well as any renewals of that length. He also noted that the standard practice in the strata management industry does not comply with SPA and found that any grant of exclusive use pursuant to section 76 of the SPA will need to be renewed annually by written strata council resolutions. But then like a bad habit he jacked it around by adding his own brand of legal fiction, saying, “unless the initial grant contains automatic annual renewal periods.”
The SPA does not provide for automatic renewal periods, Mr. Williams added that, even though reasonable common sense concludes that “automatic” renewals effectively extend permission for more than one year. Although his added words are inconsistent with s.76 and the benefit of all strata lot owners, they are highly consistent with the long established practice of churning up disputes for the perpetual benefit of lawyers. For Mr. Williams to say, as he did, that “tribunal decisions need not be followed” in future is no help. The damage is done; for years to come.
In conclusion, Pat Williams makes the absolutely shocking suggestion that as the strata was following industry standards, it is not appropriate to order the strata to comply with any of the provisions of the SPA, that council can make mistakes, past and future, and that s.3 somehow gives council discretion to grant exclusive use without complying with the restrictions in s.76:
Given also that the strata was following industry standards, it is not appropriate to order that the strata immediately and forthwith comply with any of the provisions of the SPA.”
Here, the owner was successful in proving that the strata acted in violation of the SPA, but Pat Williams deprived him of reimbursement of tribunal fees and expenses because the owner dared to ask that the offence provisions in the CRTA be considered. So not only is there no penalty provision in the SPA for the chicanery that is spreading as an “industry standard” throughout strata corporations in BC, but through burdens of fees, frustration, and fear Mr. Williams is acting to discourage victims of corruption from even bringing the issue before the court. Such alarming judgments by the new CRT speaks volumes.
It is not only Garth Cambrey and Pat Williams who are deserving of scrutiny; all the other examples are just too numerous for me to get into.
Having said that, one of the most recent CRT examples that I have noticed is Carlsen v. The Owners, Strata Plan LMS 533, 2018 BCCRT 124, where Kate Campbell noted that
"Under section 48.1 of the Act and the tribunal rules, in resolving this dispute the tribunal may make order a party to do or stop doing something, order a party to pay money, order any other terms or conditions the tribunal considers appropriate."
What does Ms. Campbell think is the point of having the CRT? What good does it do strata owners to bring matters before the CRT? Why does she think that taxpayers are paying her to pass the buck?
She goes further and clouds the fact with irrelevant distraction, saying that orders for the return of personal property up to $35,000 or financial compensation can be enforced through the Provincial Court, when she made an order for neither.
In my opinion the most foreseeable consequences of Ms. Campbell’s decision are obvious, and make it, on a balance of probabilities, worse than a hollow victory for BC strata owners. Rather than remedy the damage and deter future misconduct, her decision is far more likely to encourage preemptive changes for unjust enrichment that perpetuate the type of corruption that is prevalent in Sunridge Estates and seem to be moving closer to becoming another industry standard.
Kate should know, owners who can remedy pre-emptive changes themselves do not need the CRT
If the tribunal demonstrated as much creative effort in ensuring that owners could reasonably rely on plain language law, as lawyers and agents do in thwarting it, strata life in BC would dramatically improve, and industry corruption would fade. But this CANNOT happen as long as decisions like this keep being made. Owners cannot afford to waste their lives on such frustration, and agents exploit the fact.
Most owners can't afford to keep litigating violations of the SPA on a revolving door basis, if ever at all. Please give up a break. We need access to justice, not wasteful churning.
There is nothing appropriate about shirking the opportunity to show strata owners that the law has a purpose - and breaking it has consequences - so that everyone can rely on its binding nature to deter rogues from acting unlawfully and contrary to the best interests of the strata.
I tried to submit a response to your invitation for comments and suggestions on November 18, 2014, but I was stopped repeatedly by the CAPTCHA code images on the website.
BC’s Civil Resolution Tribunal sounds like it could very easily improve access to justice – or not. Time will tell.
I speak as a strata owner and self-represented litigant who has been suffering for decades from unfair treatment and vexatious delays with no affordable access to justice. The judicial playing field is anything but level, and adding to said disrepute, limitation dates were prejudicially shortened by the BC government.
Cheerful smiles posted throughout the tribunal web site seem more representative of out of touch fantasy than an accurate expression of people struggling for their rights. Believe me, it’s no fun. When it comes to conflicts of interest, oppressive governance, and undermined credibility please remember who is in power and who is oppressed. Please also consider motivation - who was enriched and who was suffering.
For years I waited in vain for a long promised tribunal but conditions eventually became intolerable; the strata ignored my mediation suggestion, and forced litigation. As far as “quick and efficient hearings” go I have direct personal knowledge of hearings by council members, strata managers, lawyers, and professionals that increased corruption and systemic and scandalous oppression. I agree with online hearings to a point, but I think that foreseeable personal injury from personal attacks, erosion of Maslow’s hierarchy of needs, or exceeding the limits of human endurance cannot be observed online, and should not be ignored.
How strata property expertise is defined is important. It seems reasonable for the public to expect that knowledge of the SPA is being tested in writing, but how can we confirm this? Who will help resolve conflicts if the tribunal is going to handle issues such as unfair actions; uneven, arbitrary or non-enforcement of strata bylaws; irregularities in the conduct of meetings, voting, minutes, financial matters, and use of common property; and interpretation of the legislation, regulations or bylaws – peers of the vulnerable or powerful? In the interests of justice I think proportionate representation is a legitimate expectation. Fundamental systemic issues are significant, to say the least.
It seems reasonable to me to disclose to the public how the composition of the proposed tribunal is being distributed. What percentage of the tribunal will be comprised of resident strata owners who have been victims of significantly unfair treatment, or persecution by the powers that be? Will the number of self-represented strata plaintiffs on the tribunal be equal to the power alliance of strata defendants, namely strata council members, property managers, lawyers, and industry professionals? Will the tribunal include any victims at all?
Will the tribunal address fundamental contributors to and social impacts of top down systemic oppression, defective strata governance, willful blindness, power without responsibility, historical deference, and the hierarchies of assumed credibility? With respect to the public interest I really hope so.
I suggest that a controlled study and unbiased analysis of an aggregate of common complaints be included to audit strata governance compliance with statutory obligations and create a more realistic hierarchy of credibility to ultimately reduce the cost, delay and complexity for users of BC’s justice system. I believe that the tribunal’s power over more than million strata residents and nearly 30,000 strata corporations may be a force strong enough to affect the quality of residential construction, government, and society, not to mention the degree of negligence in the strata agency and building industries, for better or worse
If your invitation for comments is genuine, please provide instructions on the website on how to complete the abstract images of your CAPTCHA code. I tried everything I could think of and nothing worked. Sample screen capture images are below.
In my follow up reminder I said that I am not currently in a position to bring CRT errors before the ombudsman or anyone else, so please let me know without delay if you are taking any form of corrective action so things don't get worse.
Labels: Access to Justice, Self Represented Litigant, Strata Property
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